Home Loan
Apply Home Loan in Bangalore
Own your dream home in Bangalore with our flexible home loan options. Enjoy low interest rates starting from 6.99% and repayment terms up to 30 years. We cater to salaried and self-employed individuals, including NRIs. No hidden charges or prepayment penalties—just transparent service from start to finish.
Call/WhatsApp: +91 90363 57534 to get started today.
Features of Housing Loan in Bangalore
- ROI: 6.99% Onwards
- Flexible Tenure Up to 30 Years
- Low Processing Fee
- Interest on Reducing Balance
- Interest Concession for Women
- No Prepayment Penalty
- Transparent Process – No Hidden Charges
Eligibility Criteria for Home Loan in Bangalore
- Resident Indian & NRIs
- Age: 22 – 55 Years
- Salaried & Self-employed Applicants
- Good Credit History
Documents Required for Salaried Individuals
- Aadhar & PAN Card
- Last 6 Months Bank Statement
- 6 Latest Salary Slips
- 3 Years ITR
- Qualification Certificate (for professionals)
Documents Required for Self-Employed
- Business Address Proof
- Last 3 Years IT Returns
- Profit & Loss Account & Balance Sheet
- Business License / GST
- TDS Certificate (if applicable)
How to Apply for Home Loan in Bangalore
- Call or WhatsApp our Advisor at +91 90363 57534
- Submit Required Documents
- Get Instant Approval & Disbursal
Types of home loans offered in Bangalore
- Home Purchase Loan
- Home Construction Loan
- Home Extension Loan
- Plot + Construction Loan
- Top-Up Loan
- Balance Transfer Loan
Home Loan FAQs
Can I apply online for a home loan in Bangalore?
What is the interest rate for home loans in Bangalore?
Home loan Interest rate starts from 6.99% Onwards
Who is eligible for a home loan in Bangalore?
- Resident Indian & NRIs
- Age: 22 – 55 Years
- Salaried & Self-employed Applicants
- Good Credit History
What documents required for Salaried Individuals?
- Aadhar & PAN Card
- Last 6 Months Bank Statement
- 6 Latest Salary Slips
- 3 Years ITR
- Qualification Certificate (for professionals)
What documents required for Self-Employed?
- Business Address Proof
- Last 3 Years IT Returns
- Profit & Loss Account & Balance Sheet
- Business License / GST
- TDS Certificate (if applicable)
Can NRIs apply for a home loan in Bangalore?
Yes, NIRs can apply for home loans in bangalore. contact us for more details
What is the maximum and minimum home loan amount and tenure I can avail in Bangalore?
How much time does it take to process a home loan?
A home loan in Bangalore typically gets processed within 2 to 7 working days, provided all required documents are submitted. Some banks may offer faster approvals with pre-approved offers.
What documents are needed for a home loan in Bangalore?
Key documents include PAN card, Aadhaar card, bank statements for the last 6 months, salary slips or income proof, property documents, and income tax returns for the past 2-3 years. Requirements vary slightly for salaried and self-employed applicants.
Are there any hidden charges for a home loan in Bangalore?
No, we offer a transparent process with no hidden charges. All applicable fees like processing charges or legal verification costs are clearly communicated upfront.
Can I get a home loan without finalizing my property in Bangalore?
Yes, you can apply for a pre-approved home loan even before finalizing the property. This helps in budget planning and ensures faster disbursal once the property is selected.
What are the different purposes for which I can get a home loan in Bangalore?
Home loans in Bangalore are available for various needs such as purchasing a new house, constructing a home, buying a plot with construction, renovating or extending a home, and even balance transfers or top-up loans.
Can I repay the loan ahead of schedule?
Yes, you can repay your home loan before the due tenure through part-payment or full foreclosure. Most lenders do not charge any prepayment penalty on floating interest rate loans.
Is there a prepayment penalty for a home loan in Bangalore?
There is no prepayment penalty for home loans taken on floating interest rates. Fixed-rate loans may attract a small fee depending on the lender’s policy.