Regulatory Disclaimer

ApplyPersonalLoans.com is an independent personal loan referral/consultancy service and operates as a Independent Loan Agent. We are NOT a bank, Non-Banking Financial Company (NBFC), or money lender. We do not issue loans or collect deposits directly.

Key Disclosures:

• Loan sanction, interest rate, tenure, and credit approval depend entirely on applicant eligibility and partner lender underwriting policies.
• Starting interest rates of 9.99% p.a.* are subject to applicant credit score (CIBIL 720+), employer category, and monthly net income. Interest rates mentioned on our website are indicative. Interest rates may vary or be changed anytime by banks, and we do not guarantee the same interest rates mentioned on the website.
• ApplyPersonalLoans.com never charges any upfront processing or application fees from borrowers.
• We operate a 100% online digital platform PAN India.